Is a small budget holding you back from property investment? Think again! You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s explore how you could make this dream a reality. 1. Unlock Your Home’s Potential Through Equity What’s Equity? It’s the difference between your …
Spring has almost sprung and in the property world, it’s an exciting time of year. So, what will this year’s spring selling season look like? Property prices are still on the rise in many markets, despite the Reserve Bank of Australia’s aggressive interest rate hikes since May 2022. Property prices rose 0.7 per cent in July – …
With so much movement on interest rates lately and roughly half of all fixed-rate loans expiring this year, refinancing is on many people’s radars. It’s no wonder. Some of those facing their fixed rate expiry are bracing for a 63 per cent increase in their monthly mortgage repayments. If you fall into this category, you may be wondering how …
Spring is just around the corner and that means the busiest period for the real estate industry is almost here. So, what’s been happening in the property world of late? The Reserve Bank of Australia (RBA) left the cash rate on hold again this month at 4.1 per cent. Meanwhile, Australia’s housing values are still …
Spring is just around the corner which traditionally means the property market will start to warm up. If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your property search but also protects you from overspending at an …
Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout your investment journey. Here’s how we can help. Get the right loan for your investment strategy There are loads of different investment loans available, so how do you know which is right for you? …
Achieve your investment goals: Loans for your strategy Read More »
Are you considering refinancing? You’re not alone. According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to $21.0b and was 22.4% higher compared to a year ago. Indeed, the series of cash rate hikes by the Reserve Bank of Australia (RBA) has left many …
Some positive news for homeowners this month, with the Reserve Bank of Australia (RBA) deciding to keep the cash rate on hold at 4.1 per cent. Meanwhile, Australia’s housing values moved through a fourth month of recovery in June. Property prices continued to climb in most markets, with CoreLogic data showing a 1.1 per cent rise in national property values …
Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Since the introduction of the Comprehensive Credit Reporting (CCR) rule in 2019, your credit report …
There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement day can be both exciting and stressful. But once the formalities are done, it’s all worth it. If you’re planning a property purchase and are new to how settlement works, here’s a rundown. What …
Mastering the settlement process – What every homeowner should know Read More »
